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Maximizing Your Benefits

Insurance & Financing

Our Michigan eye clinics work with a wide range of insurance providers so you and your family can access the high-quality care you deserve. Whether you're coming in for a routine checkup or specialized medical treatment, our team is here to help you understand your coverage and answer questions along the way. Our doctors and staff will always recommend the care, services, and products that best fit your individual needs, while helping you understand how your benefits apply.

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NAVIGATING YOUR COVERAGE

Understanding Your Vision vs. Medical Insurance

One of the most common questions we receive is the difference between vision insurance and medical insurance. Because our optometrists provide comprehensive medical eye care, we often utilize both types of coverage depending on the reason for your visit.

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Vision Insurance

Generally covers routine eye exams, screenings for healthy eyes, and provides a wellness benefit or allowance toward your glasses or contact lenses.

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Medical Insurance

Designed to cover the diagnosis and treatment of medical eye conditions such as dry eye, glaucoma, macular degeneration, diabetic eye exams, cataracts, and urgent concerns like eye infections or injuries.

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LOCALLY CONNECTED

Insurance Partners We Accept

While specific coverage can vary slightly by location, we proudly participate with most major providers in Michigan. Don’t see your provider listed? Give your local office a call—our team can help review your benefits, share general coverage details such as copays when available, and answer your questions so you feel more prepared for your visit.

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FLEXIBLE SOLUTIONS

Making Eye Care Affordable

For expenses not covered by insurance, we offer a range of options, including savings opportunities and convenient payment methods, to help make your care and eyewear more manageable.

HSA & FSA

You can use Health Savings Accounts and Flexible Spending Accounts for eye exams, glasses, and contact lenses.

Other Forms of Payment

We accept all major credit cards (Visa, Mastercard, American Express, and Discover), as well as cash and checks.

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GET A BENEFITS CHECK

The best way to ensure a smooth visit is to provide your insurance information when you book your appointment. This allows our staff to verify your benefits in advance so there are no surprises at check-in.